While teaching courses all across the country I am often asked by my students about the different plans available for protection in the aftermath of a self-defense incident where the use of force including the use of deadly force has taken place.
Protecting yourself against the aftermath is a huge business these days and it all started in 2008 with Armed Citizens Legal Defense Network, they are the oldest and most respected organization in this market.
This information below was gathered from the websites of these providers and from my personal knowledge as a member of two of the companies, and it is verified current as of 10/16/2017.
There are many intangibles that need to be factored into your decision, and your decision should NOT be based on cost or blind allegiance to one organization.
The Armed Citizens Legal Defense Network has an Advisory Board consisting of industry giants Massad Ayoob of Massad Ayoob Group, John Farnam of Defense Training International, Tom Givens of Rangemaster Firearms Training Services, Attorney’s Emanuel Kapelsohn and Jim Fleming and Dennis Tueller best known for the “Tueller Principle” and the article he wrote in SWAT Magazine in 1983 named, “How close is too close?” You cannot buy that kind of expert witness team who will be on the ground helping your defense team immediately after your call, none of the other providers have these folks available on a moments notice.
CCW Safe bail bond coverage to $100,000.00 is huge, since most bonds can be well in excess of that amount, and their no limit to coverage for Attorney’s fees for both Criminal and Civil Defense is only matched by US/Texas Law Shield.
As you see from my spreadsheet above, most of the plans have liability limits and remember that certain things like paying for discovery documents may or may not be covered, in the State of Florida vs. Zimmerman case, discovery costs were in excess of $300,000.00, do you have that in savings or investments that you can access?
Again, buyer beware and know exactly what you are buying with these agreements. NRA Carry Guard is a reimbursement program, that means you come up with all the money upfront, they are the only reimbursement program in the industry.
IMPORTANT NOTE: If you are a sworn Law Enforcement Officer and want coverage on and off duty, you need to look at CCW Safe or US/Texas Law Shield, they are the only providers who have plans that cover sworn Law Enforcement Officers.
In fact, it should be noted that USCCA has told sworn Law Enforcement Officers that their department will cover them when they are sued as a result of an on-duty incident, this is a patently false statement.
The moral of the story is simple. Do some in-depth research on each plan, then and only then can you make an informed decision to protect yourself in the aftermath of a significant emotional event like having to use deadly force to save your life or the life of your loved ones.
So, if you are not a multi-millionaire and can fund your own defense, you might want to compare some of the legal protection plans, be it an insurance backed plan, a legal services plan or a membership backed plan.
Find out more by clicking on the links below.
In full disclosure, I will not recommend one program over another, as I do not know your financial position. I have said it several times, you need to do your own due diligence. I am a member of the Armed Citizens Legal Defense Network and I am also a member of CCW Safe, after doing my own research years ago I found these two programs offer exactly what I want and more importantly, what I need.
Until next time …
As always, live life abundantly; train hard so you can fight easy!
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